CHOOSE THE TYPE OF FINANCING YOU WANT TO OFFER:

OPTION 1
Direct to Merchant

OPTION 2
Direct to Consumer

HOW IT WORKS

Your customer applies and after approval, YOU, the business owner (merchant) will receive the funds directly from the lender in 2-3 days.
Your customer applies and after approval, the applicant will receive the funds directly from the lender in 2-3 days and then your customer pays you.

HIGHLIGHTS

  • Finance up to $35,000
  • Loan Terms of up to 120 months
  • Approvals down to 600 credit score*
  • Up to 3 lenders per industry
  • Merchant Fees from 3% - 12%
  • APRs starting at 0% - Same as cash offers available
  • Finance up to $100,000
  • Loan Terms of up to 72 months
  • Approvals down to 515 credit score*
  • 12 Lenders, no industry restrictions
  • Merchant Fee - flat 5% per loan
  • APRs starting at 5.99%

MERCHANT REQUIREMENTS

  • Must be in business at least 6 months
  • 620 Transunion FICO score
  • At least $250,000 ASR (annual sales rev)
  • No felonies/financial crimes last 20 years
  • Active state business registration
  • No current active lawsuits/litigation
  • No Personal/Business Credit merchants
  • No underwriting requirements
  • All merchants approved

WHAT YOU GET

  • 1-on-1 training with Account Manager
  • Merchant Portal to send unique offers
  • Track applications of each customer
  • Payments directly from lender
  • Instant Chat available in Merchant Portal
  • Co-branded webpage to send customers (view example)
  • Unique application page link
  • Track applications of each customer
  • Agreement to retrieve funds from customer
 

$495 setup fee

$50/mo
GET STARTED
 

$495 setup fee

$50/mo

OPTION 1
Direct to Merchant

HOW IT WORKS

Your customer applies and after approval, YOU, the business owner (merchant) will receive the funds directly from the lender in 2-3 days.

HIGHLIGHTS

  • Finance up to $35,000
  • Loan Terms of up to 120 months
  • Approvals down to 600 credit score*
  • Up to 3 lenders per industry
  • Merchant Fees from 3% - 12%
  • APRs starting at 0% - Same as cash offers available

MERCHANT REQUIREMENTS

  • Must be in business at least 6 months
  • 620 Transunion FICO score
  • At least $250,000 ASR (annual sales rev)
  • No felonies/financial crimes last 20 years
  • Active state business registration
  • No current active lawsuits/litigation
  • No Personal/Business Credit merchants

WHAT YOU GET

  • 1-on-1 training with Account Manager
  • Merchant Portal to send unique offers
  • Track applications of each customer
  • Payments directly from lender
  • Instant Chat available in Merchant Portal

$495 setup fee

$50/mo
GET STARTED

OPTION 2
Direct to Consumer

HOW IT WORKS

Your customer applies and after approval, the applicant will receive the funds directly from the lender in 2-3 days and then your customer pays you.

HIGHLIGHTS

  • Finance up to $100,000
  • Loan Terms of up to 72 months
  • Approvals down to 515 credit score*
  • 12 Lenders, no industry restrictions
  • Merchant Fee - flat 5% per loan
  • APRs starting at 5.99%

MERCHANT REQUIREMENTS

  • No underwriting requirements
  • All merchants approved

WHAT YOU GET

  • Co-branded webpage to send customers (view example)
  • Unique application page link
  • Track applications of each customer
  • Agreement to retrieve funds from customer

$495 setup fee

$50/mo

WANT THE BENEFIT OF BOTH OPTIONS?

$795 setup fee

$75/mo
GET STARTED
* PLEASE NOTE: Loan approvals are subject to credit profile approval, not just a credit score, as well as other factors like Debt-to-Income Ratio and employment status. Both options above will result in a soft pull on your applicants so applying will not affect their credit score.
© Novae Financing, All Rights Reserved.
© Novae Financing, All Rights Reserved.